Consumer Credit

We can help you with the following:

• Provide you with regulatory advice about the application of relevant laws, including the credit licensing laws, the National Credit Code, responsible lending laws and debt collection laws;
• Provide you with advice on related laws in the consumer credit industry, including banking laws, APRA regulation and privacy laws;
• Work with you to obtain an Australian credit licence from ASIC;
• Help you bring new credit products to market, including where credit is provided through innovative products like credit funds or lending platforms;
• Advise you on establishing and operating peer-to-peer lending platforms;
• Apply for relief from ASIC from the legislative and regulatory requirements;
• Provide structuring advice, and transaction services, for credit funds or platforms that engage in consumer lending;
• Advise you on ‘buy now, pay later’ arrangements (BNPL); and
• Advise and represent you on regulator enforcement or surveillance activity.