Kizzy Bagga

Senior Associate

Qualifications: LLB (Hons)


Kizzy has broad experience across insurance law. She advises in in property damage, accident & health, insolvency, debt recovery and commercial litigation.


  • Practicing in complex domestic and commercial property damage recoveries, litigation and indemnity disputes across both the Sydney and Melbourne offices.
  • Exposure to complex commercial claims including property damage, motor, contract works, temporary permanent disability, large loss, builder’s warranty and bushfire claims.
  • Acting for insurers in pursuing multi-million-dollar recoveries relating to both domestic and commercial property damage claims across a number of jurisdictions with a focus on complex AFCA and tribunal matters.
  • Advising insurers on issues involving the ICA including fraud, policy interpretation, non-disclosure and misrepresentation.
  • Providing indemnity advice on policy response with respect to life insurance, pre-existing conditions, benefits for accidental death, TPD and income protection benefits, as well as drug, alcohol, mental health and illegal act exclusions.
  • Negotiating and settling litigation matters running and delivering cost effective solutions.
  • Sourcing and instructing experts, forensic accountants and factual investigators.
  • Negotiating recoveries from vulnerable customers.
  • Working as a Litigation Specialist in short-tail claims for six-months in-house at a national insurer.
  • Negotiating outcomes with claims involving difficult customers, media threats and AFCA disputes resulting in a nomination for a Spirit Award.
  • Operating multiple claims systems and processes.
  • Training module completed in handling of claims lodged by vulnerable customers.

Awards and recognition

Best Lawyers in Australia 2023 & 2024
Recognised – Insurance Law ('Ones to Watch')

Professional Membership

  • Law Society NSW